- RamiAA@caringcurations.com
- Staten Island NY 10314
- National Producer #20115322
Medicare Advantage plans are offered by private insurance companies that contract with Medicare. When you enroll, the plan provides your Part A (hospital) and Part B (medical) coverage, and many plans also include prescription drug coverage.
Plans may include additional benefits beyond Original Medicare. The specific benefits, provider networks, costs, and rules vary from plan to plan and from one area to another.
Because details differ so widely, it helps to review the plan documents that apply to your location and circumstances before making a decision.
Many Medicare Advantage plans use provider networks. Checking whether your doctors, hospitals, and pharmacies participate in a plan is an important step.
Plans may have different premiums, copays, deductibles, and out-of-pocket maximums. These vary by plan and should be reviewed in the plan’s official materials.
Some plans include drug coverage and some do not. If prescriptions matter to you, review how a plan covers the medications you take.
Medicare has specific enrollment periods. We can help you understand which periods may apply to your situation.
No. Original Medicare is administered by the federal government. Medicare Advantage plans are offered by private insurers approved by Medicare and provide your Part A and Part B benefits through the plan.
Many do, but not all. Coverage details vary by plan, so it is important to review the specific plan documents.
We can walk through the options we are able to offer and help you understand how they compare to your needs. The decision is always yours.