At Caring Curations Medicare and Health Advisors (“Caring Curations,” “we,” “us,” or “our”), we respect your privacy and are committed to protecting the personal information you provide when you visit our website, contact us, request information, or schedule a consultation.
This Privacy Policy explains what information we may collect, how we use it, how we may share it, and the choices available to you.
Business: Caring Curations Medicare and Health Advisors
Address: Staten Island NY 10314
Phone: 848-257-9344
Email: RamiAA@caringcurations.com
By using this website, you acknowledge the practices described in this Privacy Policy.
1. Information We Collect
Depending on how you interact with our website, we may collect the following information.
Information You Provide
When you contact us, request a consultation, or submit a form, we may collect:
- Full name
- Email address
- Telephone number
- Preferred method of contact
- Information about the type of Medicare or health coverage you are interested in
- Your message or questions
- Appointment preferences
- Other information you voluntarily provide
Please do not submit your Social Security number, Medicare Beneficiary Identifier (MBI), medical records, prescription information, financial account information, or other highly sensitive information through a general website contact form unless we specifically provide a secure method for doing so.
Information Collected Automatically
When you visit our website, certain information may be collected automatically, including:
- IP address
- Browser type
- Device type
- Operating system
- Pages visited
- Approximate geographic information
- Referring website
- Date and time of visits
- Website usage and interaction information
This information may be used to maintain website functionality, security, analytics, and performance.
2. How We Use Your Information
We may use information we collect to:
- Respond to your questions and inquiries
- Schedule and manage consultations
- Provide Medicare and health coverage information
- Understand your coverage interests
- Communicate with you about your request
- Provide information about Medicare-related services and options
- Improve our website and services
- Monitor website performance and security
- Prevent fraud, abuse, or unauthorized activity
- Comply with applicable legal and regulatory requirements
- Maintain business records
- Carry out other purposes disclosed when information is collected
We will not use personal information for purposes materially different from those described in this Privacy Policy without appropriate notice where required by law.
3. Medicare and Health Information
Caring Curations provides guidance concerning Medicare and health coverage options.
Information concerning your health, insurance coverage, or healthcare needs may be considered sensitive information under applicable privacy laws.
Our website’s general contact and consultation forms are not intended to collect detailed medical records or highly sensitive healthcare information.
If you need to provide sensitive information as part of an insurance application, enrollment process, or other transaction, we may direct you to an appropriate secure process or third-party platform.
The privacy practices applicable to information submitted directly to an insurance carrier or third-party service may be governed by that organization’s privacy policy and applicable law.
4. How We Share Information
We may share information when reasonably necessary to operate our business and provide requested services.
This may include sharing information with:
- Service providers that host or maintain our website
- Appointment scheduling providers
- Email or communication providers
- Website analytics providers
- Technology and security providers
- Professional service providers
- Insurance carriers or insurance-related organizations when appropriate and authorized
- Government agencies, regulators, courts, or law enforcement when legally required
- Other parties when you specifically authorize or request disclosure
We do not intend to sell your personal information for money.
Where third-party service providers process information on our behalf, they may receive information necessary to perform the services they provide.
5. Insurance and Carrier Information
Caring Curations may work with insurance carriers and other insurance-related organizations to help individuals understand available Medicare and health coverage options.
Providing information through our website does not automatically constitute an insurance application or enrollment.
Carrier availability, plans, benefits, eligibility, costs, service areas, and enrollment periods may vary by location, individual circumstances, and plan year.
Where information is submitted directly to an insurance carrier or other third party, that organization’s privacy practices may also apply.
6. Cookies and Similar Technologies
Our website may use cookies, pixels, tags, analytics tools, and similar technologies.
These technologies may help us:
- Keep the website functioning properly
- Remember certain preferences
- Understand website traffic
- Measure website performance
- Improve website functionality
- Detect security issues
- Understand how visitors interact with our website
You may be able to control cookies through your browser settings. Disabling certain cookies may affect some website functionality.
If we use advertising or analytics technologies that provide additional privacy choices, those choices may be presented through the applicable tool or cookie-consent mechanism.
7. Analytics and Third-Party Services
We may use third-party services to help operate, analyze, secure, or improve our website.
These services may collect information about your interaction with our website according to their own privacy policies.
Examples may include:
- Website hosting services
- Analytics services
- Appointment scheduling services
- Email services
- Security services
- Form-processing services
- Communication services
We encourage you to review the privacy policies of third-party services when appropriate.
8. Communications
If you provide your contact information, we may contact you regarding:
- Your inquiry
- A requested consultation
- Medicare-related questions
- Services you requested
- Appointment information
- Other communications reasonably related to your interaction with Caring Curations
Where required by law, we will obtain appropriate consent before sending certain marketing or promotional communications.
You may request that we stop sending certain communications by contacting us or using an available unsubscribe mechanism.
9. Data Security
We take reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, use, alteration, disclosure, or destruction.
However, no website, electronic transmission, or storage system can be guaranteed to be completely secure.
For this reason, you should avoid submitting highly sensitive information through ordinary email or unsecured website forms unless we specifically instruct you to use a secure method.
10. Data Retention
We retain personal information for as long as reasonably necessary to:
- Provide requested services
- Maintain business and transaction records
- Meet legal or regulatory obligations
- Resolve disputes
- Prevent fraud or abuse
- Enforce agreements
- Protect our legitimate business interests
The appropriate retention period may vary depending on the type of information and the reason it was collected.
When information is no longer reasonably required, we may securely delete or dispose of it, subject to applicable legal and regulatory requirements.
11. Your Privacy Choices
Depending on where you live and applicable law, you may have rights regarding your personal information.
These rights may include the ability to:
- Request access to certain personal information
- Request correction of inaccurate information
- Request deletion of certain information
- Ask about how information is collected or used
- Opt out of certain communications
- Exercise other privacy rights provided by applicable law
Not every right applies in every situation, and certain legal exceptions may apply.
To make a privacy request, contact:
Email: RamiAA@caringcurations.com
Phone: 848-257-9344
Mail: Caring Curations Medicare and Health Advisors, Staten Island NY 10314
We may need to verify your identity before completing certain requests.
12. California Privacy Rights
If you are a California resident and applicable California privacy law applies to our processing of your information, you may have additional privacy rights.
The California Consumer Privacy Act (CCPA), as amended, applies to certain businesses that meet specified requirements and thresholds; it does not automatically apply to every business that serves California residents.
Where applicable, California residents may have rights concerning access, correction, deletion, and certain disclosures or uses of personal information.
If applicable California law requires additional disclosures or mechanisms, we will provide them as required.
13. New York Privacy
Because Caring Curations is located in New York, we may be subject to applicable New York privacy, insurance, cybersecurity, and data-security requirements.
We will handle personal information in accordance with applicable laws and regulatory requirements.
14. Children’s Privacy
Our website is intended for adults and is not directed toward children.
We do not knowingly collect personal information from children through the website.
If you believe a child has provided personal information to us, please contact us so that we can review and take appropriate action.
15. Links to Other Websites
Our website may contain links to websites operated by third parties, including insurance carriers, government resources, service providers, or other organizations.
We are not responsible for the privacy practices, security, content, or policies of third-party websites.
We encourage you to review the privacy policy of any third-party website you visit.
16. No Government Affiliation
Caring Curations Medicare and Health Advisors is an independent insurance and Medicare advisory business.
We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.
References to Medicare, Medicare Advantage, Medicare Supplement, Prescription Drug Plans, insurance carriers, or other healthcare programs are provided for informational and insurance-service purposes.
17. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our services, technology, business practices, or applicable legal requirements.
When we make changes, we will update the “Last Updated” date at the top of this Privacy Policy.
We encourage you to review this page periodically.
18. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
Caring Curations Medicare and Health Advisors
Staten Island NY 10314
Email: RamiAA@caringcurations.com
Phone: 848-257-9344
Guidance you trust. Care you can count on.